Expository Essay on Parenting - 1582 Words

Effective Parenting Techniques and their Direct Influence on Child Life Success COM150 Effective Essay Writing December 8, 2013 Throughout history, families represent the primary setting in which most children’s lives are formed and developed; however, parenting beliefs and practices have evolved and drastically changed. Most parents expressed the view that parenting had changed substantially when compared with parenting 20 years ago. Degree of parental responsibility and pressure on parents as having increased while a decrease in levels of parental control has heightened. Enjoyment of the parental role is associated with the sense of fulfillment and achievement parents experience as a result of the healthy and thriving†¦show more content†¦1981 data indicated that just about half of all children with a father living in a different place see that father less than once a month or had not seen him at all in the past year (Seltzer and Bianchi, 1988). There is some evidence, that the measure of contact, though it still is low, may have increased in recent years (Kelly, 1993; Furstenberg and Harri s, 1992). Some have also noted that the rate at which contact decreases while it may be smaller, the older the child, the more disruptive and detrimental it can be (Furstenberg and Harris, 1992). Such an outline would make sense that fathers of older children who have had a longer time to develop strong relationships and to have made considerable emotional and financial investment in their children’s wellbeing; as a result, would be more unwilling to sever the relationship. Even so, the number of children with moderate or no contact with their non-residential parent is quite large, and rising at a modest to rapid rate. Remarriage does not usually advance issues for children, despite the potential gains from both improved economic conditions and the company of an extra adult to help with the vast amounts of parenting tasks. However, oversimplified findings lead to embellishment through proponents of marriage proposals and disbelief from critics. If theShow MoreRelatedRhetorical Analysis Essay1401 Words   |  6 PagesPersonality Development in Childhood†. I chose this article because my major is Child development and I am interested in becoming an educator in this field after graduation. In the following essay, I will refer to Thompson’s article and examined how the author captured the audience attention by using the expository writing strategies such as giving examples, comparing or contrasting, and analyzing causes and effects. Rhetorical Situation The situation in which people attempt to communicate to achieveRead MoreStatement of Purpose23848 Words   |  96 Pagesmeasures—test scores and grades—were most important Ohio Wesleyan University Writing Center  © 2011 Page 1 and used the statement of purpose for borderline decisions. However, of liberal arts faculty who responded, approximately half valued the essays as much as other parts of the application package. ï‚ · Determine the importance of the mentor system. The importance of the statement of purpose increases, as Robert M. Brown notes, at institutions with strong mentoring programs ―because it is the only

Essay on Freedom in Chopin’s Story of an Hour and...

Freedom in Chopin’s Story of an Hour and Gilman’s Turned In â€Å"Turned,† by Charlotte Perkins Gilman, and â€Å"The Story of an Hour,† by Kate Chopin, two female protagonists gradually reject and overcome their socially constructed and internalized female consciousness’. These changes of heart happen when horrific events that relate to both the characters’ husbands occur. The women are then forced to define themselves as individuals rather than relying on their mates, their families, and their households to give them meaning. Their life-changing realizations are shown through the environments surrounding them and through suggestive water images. In these pieces, the female mind and thought process is dissected to show how these women†¦show more content†¦The image of an armchair seems masculine because it is traditionally a man’s chair or placed in a man’s office. The image of Mrs. Mallard sitting in the chair suggests that she is in control or in a position of power. She faces an †Å"open window† (Chopin 536) where she can see an â€Å"open square† (Chopin 536). The repetition of the word â€Å"open† along with â€Å"the notes of a distant song† (Chopin 536) and the â€Å"countless sparrows twittering in the eaves† (Chopin 536) enforce a sense of liberation and harmony that is encompassing the widow. The â€Å"song† is â€Å"distant† and the sparrows are hidden under the â€Å"eaves,† implying that freedom is available to her but only in the future. Mrs. Mallard looks out through her window and sees â€Å"patches of blue sky...through the clouds† (Chopin 537) which indicate that a storm is just about to end and that there is a possibility of hope for her. The scenery, which is â€Å"reaching toward her† (Chopin 537) and through which â€Å"she was drinking in a very elixir of life† (Chopin 537), brings her subtle happiness. It makes her realize that she is â€Å"’free, free, fr ee!’† (Chopin 537) to exist as a self separate from her husband. Similar to Chopin’s story, â€Å"Turned† uses the household to symbolize the female’s switch from an obedient, stereotypical housewife to an independent, self-serving individual. The story begins with the

Air Act Free Essays

AIR ACT 1981 With the increasing industrialization and the tendency of the majority of industries to congregate in area which are already heavily industrialized, the problem of air pollution has begun to be felt in the country. The problem is more acute in those heavily industrialised areas which are also densely populated. Short-term studies conducted by the National Environmental Engineering Research Institute, Nagpur, have confirmed that the cities of Calcutta, Bombay, Delhi, etc. We will write a custom essay sample on Air Act or any similar topic only for you Order Now re facing the impact of air pollution on a steadily increasing level. 2. The presence in air, beyond certain limits, of various pollutants discharged through industrial emission and from certain human activities connected with traffic, heating, use of domestic fuel, refuse, incinerations, etc, has a detrimental effect on the health of the people as also on animal life, vegetation and property. 3. In the United Nations Conference on the Human Environment held in Stockholm in June, 1972 in which India participated, decisions were taken to take appropriate steps for the preservation of the natural resources of the earth which, among other things, include the preservation of the quality of air and control of air pollution. The government has decided to implement these decisions of the said Conference in so far as they relate to the preservation of the quality of air and control of air pollution. 4. It is felt that there should be an integrated approach for tackling the environmental problems relating to pollution. It is, therefore, proposed that the Central Board for the Prevention and Control of Water Pollution constituted under the Water (Prevention and Control of Pollution) Act, 1974, will also perform the functions of the Central Board for the Prevention and Control of Air Pollution and of a State Board for the Prevention and Control of Air Pollution in the Union Territories. It is also proposed that the State Boards constituted under that Act, separate State Boards for the Preservation and Control of Air Pollution are proposed to be constituted. The Air Act is implemented by the Central and State Governments and the Central and State Boards. How to cite Air Act, Papers Air Act Free Essays AIR ACT 1981 With the increasing industrialization and the tendency of the majority of industries to congregate in area which are already heavily industrialized, the problem of air pollution has begun to be felt in the country. The problem is more acute in those heavily industrialised areas which are also densely populated. Short-term studies conducted by the National Environmental Engineering Research Institute, Nagpur, have confirmed that the cities of Calcutta, Bombay, Delhi, etc. We will write a custom essay sample on Air Act or any similar topic only for you Order Now re facing the impact of air pollution on a steadily increasing level. 2. The presence in air, beyond certain limits, of various pollutants discharged through industrial emission and from certain human activities connected with traffic, heating, use of domestic fuel, refuse, incinerations, etc, has a detrimental effect on the health of the people as also on animal life, vegetation and property. 3. In the United Nations Conference on the Human Environment held in Stockholm in June, 1972 in which India participated, decisions were taken to take appropriate steps for the preservation of the natural resources of the earth which, among other things, include the preservation of the quality of air and control of air pollution. The government has decided to implement these decisions of the said Conference in so far as they relate to the preservation of the quality of air and control of air pollution. 4. It is felt that there should be an integrated approach for tackling the environmental problems relating to pollution. It is, therefore, proposed that the Central Board for the Prevention and Control of Water Pollution constituted under the Water (Prevention and Control of Pollution) Act, 1974, will also perform the functions of the Central Board for the Prevention and Control of Air Pollution and of a State Board for the Prevention and Control of Air Pollution in the Union Territories. It is also proposed that the State Boards constituted under that Act, separate State Boards for the Preservation and Control of Air Pollution are proposed to be constituted. The Air Act is implemented by the Central and State Governments and the Central and State Boards. How to cite Air Act, Essay examples

Creativity and Innovation in an Organizations †MyAssignmenthelp.com

Question: Discuss about the Creativity and Innovation in an Organizations. Answer: Introduction: Over the years, creativity and innovation have been considered to be critical attributes for achieving success by the organizations in different sectors. In the cut throat competitive world with business, organizations have to continuously come with different forms of innovative strategies so that they can come out successful in competitions with other rival companies (Padille et al. 2014). Moreover, it also becomes important for many organizations to bring in innovative ideas to increase sales and profits, change the working procedures of the employees and also develop a new working environment to drive out the monotonous feeling of workers. However, still organizations have to face many challenges while trying to implement innovation in workplace. These are described in the following paragraphs. The first barrier or challenge faced by organization is improper planning and proper far-sightedness. Many organizations fail to adopt step by step proper planning procedures and pilot studies to test the result of the innovative strategies on a smaller scale. This results in ultimate failure of the plans and cause more problems than benefits (Vezzoli et al. 2015). The leaders creating the plans should need to understand exactly what changes would take place and how these changes will occur. For example, if a working environment is switching from it manual labor to technological expertise, the leaders should know that whether the new system is compatible with the old system. The individual should know also know that how the leader or the organization should know how he would transition the old information to the new system. He should also know that whether there will be limited access to the workers during its transition. If the leaders fail in any one step, the innovative strategy w ould fall down creating massive loss of resources and finance. Moreover the employer or the leader needs also to assign proper roles during implementing the innovative strategies so that those who are responsible for the change should understand their duties. The time line for the change should also be developed properly (Chalmers 2013). Another barrier which is also observed is improper communication. In many cases, failures take place to properly communicate with all the employees. This results in the invitation of rumors and even fear in the workplace particularly when massive innovative changes are taking place. in most cases, employees develop anxiety about what is going to happen and whether the future events would have positive or negative impact on their job role. A feeling of uncertainty takes place among the workers when they are unsure and are not properly communicated about the innovative strategies which would be implemented (Westley et al. 2014). This would disrupt the work and would employees feel as if they are not a part of the organization. In such cases the innovative strategies which were in plan to be implemented, would not bring positive results. Such issues were faced by companies like Procter Gamblesas well as IBM in its initial phases. With proper planning they were able to overcome the barr iers and bring out positive results. Moreover, another challenge is also that many of the employees do not want to be a part of the innovative strategies which are implemented in the organization. If the organizational leaders fail to bring the employees on board with the innovative corporate changes, the organization would definitely face challenges in their goals and objectives. In many cases, it is seen that mostmanagement staffs are reluctant and uncomfortable with the innovative changes that are going to be implemented. Therefore, they fail to deal with the new innovative changes (Gil-Gaecia et al. 20140. The leaders may also face dissension within the staff. Therefore the managers should take the responsibility to counsel the workers about how the innovative changes should affect the company and their career positively. This would help them in getting their trust and make them come on board with the innovative strategies. Another issue also faced by many organizations is that the employees who are suited with a particular way of working in the organization may be resistant to change and protest against the incorporation of the innovative strategies. When a major change disrupts their familiarity with the working environment they become unsure of their position and try to prevent the implementation of the innovative changes with protests (Almeida, Domingues and Sampaio 2014). They do not want to relearn their jobs and also do not want to change the way they perform their regular work. This sort of protest can become one of the most important challenges that may be faced by the organization disrupting their goals of implementing innovative strategies. From the above discussion, it becomes clear that many issues may arise while implementing innovative strategies in the organization. The first one would be lack of proper planning and conducting of pilot studies before implementing the plans. This would result in failure of the objectives. Secondly, improper communication can also be barriers, creating fear and rumors among teams. Thirdly, many of the employees do not want to be part of the change, thinking that they might be affected negatively. Many others protest against the innovative changes as they do not want to come out of their comfort zone and learn anything new. All these results in failures of implementation of innovative strategies by the organization. References: Almeida, J., Domingues, P. and Sampaio, P., 2014. Different perspectives onmanagement systems integration.TotalQuality Management Business Excellence,25(3-4), pp.338-351. Chalmers, D., 2013. Social innovation: An exploration of the barriers faced by innovating organizations in the social economy.Local Economy,28(1), pp.17-34. Gil-Garcia, J.R., Helbig, N. and Ojo, A., 2014. Being smart: Emerging technologies and innovation in the public sector.Government Information Quarterly,31, pp.I1-I8. Padilla-Prez, R. and Gaudin, Y., 2014. Science, technology and innovation policies in small and developing economies: The case of Central America.Research Policy,43(4), pp.749-759. Vezzoli, C., Ceschin, F., Diehl, J.C. and Kohtala, C., 2015. New design challenges to widely implement Sustainable ProductService Systems.Journal of Cleaner Production,97, pp.1-12. Westley, F., Antadze, N., Riddell, D.J., Robinson, K. and Geobey, S., 2014. Five configurations for scaling up social innovation: Case examples of nonprofit organizations from Canada.The Journal of Applied Behavioral Science,50(3), pp.234-260.

An Analysis of Jamacian Fragment Essays

An Analysis of Jamacian Fragment Essays An Analysis of Jamacian Fragment Essay An Analysis of Jamacian Fragment Essay Rhetorical Analysis of Jamacian Fragment by Al Hendricks. The Jamaican Fragment is a story about a man, who during his regular walk to and from work encounters an irregularity he views as an act of inferiority. We can assume that the Jamaican Fragment is a real life experience, rather than a piece of fiction due to first person writing style. In the first paragraph the author uses visual imagery by describing the colors of the houses as well as the bungalow style house, which presents as the setting. We can start to conclude that the author is ethnic himself or very familiar with differentiating ethnic characteristics. In psychology we learn that the race we are born of, makes us better able to distinguish features and characteristics amoung our own culture. People often struggle distinguishing key characteristics in other races, ethnicities, and cultures. So when Hendricks refers to the one little boy as a â€Å"little Jamaican†, he is presenting us with the idea that he is ethnic. It is important to take notice of the fact that Hendricks may be of Jamaican descent as in the next line in the above mentioned sentence he calls the little boy a â€Å"strong Jamaican† and this sets the tone for the writer’s stance. Hendrick outlines his passion for his race as a â€Å"strong† race as opposed to weak and inferior. The definition of prejudice according to the Merriam Webster dictionary is as follows â€Å"a (1): preconceived judgment or opinion (2): an adverse opinion or leaning formed without just grounds or before sufficient knowledge . † Prejudice is a very controversial topic in our society that often incites anger and defensiveness in people. Hendricks essay Jamaican Fragment is a well written personal descriptive essay that addresses the idea of prejudice employing irony and humour so that the reader remains open-minded. Hendricks’ simple, relaxed style helps assist the reader through the story without preconceived notions or prejudices towards other ethnicities. There are several figures of speech used to entice the reader and the reflective mood of the essay allows us to reflect on our own thoughts and hopefully come to the same conclusions around prejudice. Hendricks’ style of the essay is very important in terms of what he wants the reader to experience and how he wants them to experience the story. Words that I would use to describe the tone would be casual, curious and ironic. The author uses everyday language to create the casual tone such as â€Å"The other little fellow was smaller, but also sturdy – he was white, with hazel eyes and light-brown hair. † (362) This casual tone permits everyone to read this essay; there is no prejudice against an educated or uneducated audience. The sentence structure used is also simple and casual. â€Å"For a whole day I puzzled over this problem. †(363) This excerpt from Jamaican Fragment is an excellent example of the curious tone that utilizes in this essay. He is taking the reader on a journey of self-discovery. The reader is also curious as to the game the children play, could it really be a game of inferiority? There is also a strong sense of irony throughout the entire essay, it is my belief that the author uses an ironic tone to further his argument around prejudice enable the reader to learn a moral lesson. â€Å"The exercise is good for me and now and then I learn something from a little incident†(362), is an example of Hendricks’ using foreshadowing as a literary technique. We know that he is going to learn something and we know by the end of the essay that â€Å"little† is very much an understatement. â€Å"How silly grown-ups we are, how clever we are, how wonderfully able we are to impute deep motives to childish actions! How suspicious we are when have been warped by prejudice! â€Å"(364) This illustrates the ignorance that Hendricks employs and the relationship between ignorance and prejudice. He also uses exclamation marks to emphasize the enormity of his misjudgment. Syncrisis is a figure of speech in which opposite things or persons are compared. (the free dictionary). Hendricks’ uses syncrisis throughout the essay â€Å"young vs old† and black vs white†, this technique is used repetitively because Hendricks has a us vs them defence. He believes that he has been wronged by judgement and â€Å"them†. â€Å"Was there really some difference between a white man and a black man? Something that made the white superior. †(363) This is a good example of the author using a literary device called pathos . Hendricks wants to incite passion into the reader, he feels incredibly passionate about his feelings around prejudice. â€Å"Were we as a race really inferior? So inferior that even in our infancy we realized our deficiencies, and accepted a position as the white man’s servant? † (363) The author is asserting his own point of view here, wresting with their world perspective on injustice. There’s a sense that the author feels inferior as a black person due to the last sentence, even if he doesn’t want to feel that that way, perhaps because of his light tone? In the last paragraph Hendricks reveals the truth around the game to a white man standing on his porch, he soon discovers that the man is the father of both boys and a partner in an interracial marriage. Obviously some humor here, the author makes assumptions (of course which is one of the toxic elements in racism, prejudice, stereotypes, and injustice) about another person’s point of view (which is what he did with the boys) and although he has good intentions, he is again surprised because the thought of a racially mixed family (the next step toward an egalitarian and tolerant society) had not crossed his mind. Irony strikes again. Assumptions and ignorance is what encourages prejudice and although this is what he is passionate against he becomes the bearer of such conclusions. Through Hendricks’ self-discovery around the â€Å"game† we are able to see how quickly people are apt to jump to conclusions feeding prejudice. What is social equality and how does this change come about? Education is the key to this problem and Hendricks urges the reader to become educated and learn a very important moral lesson.

Free Essays on Socio-Political Symbolism In “The Wonderful Wizard Of Oz”

Socio-Political Symbolism in â€Å"The Wonderful Wizard of Oz† By Heather R. Posey The Wizard of Oz has long been considered an imaginative children’s tale of fantasy, but many have read into it a symbolism which goes beyond a simple fun and exciting story filled with witches, wizards, and other fairy tale creatures. The possibility of a greater depth to the work was opened to the public eye in 1964 when Henry M. Littlefield’s â€Å"The Wonderful Wizard of Oz: A Parable on Populism† was published in the American Quarterly. Wrought by Lyman Frank Baum, The Wonderful Wizard of Oz was first published in 1900. The work is an adept reflection of the political and socio-economic setting in turn-of-the-century America. Written at a time when things such as droughts, a harsh winter, grasshoppers and economical factors were devastating Western farmers, industrial workers were oppressed, a time of debating over monetary security in either silver of gold, a time of disillusionment for the common man of America, when Romantic idealism was in a hopeless decline, The Wizard of Oz begins set on a monochromatic and desolate farmhouse of the great prairies of Kansas. Dorothy dwells in a hopeless environment surrounded by hopeless people. Kansas and its’ people represent the distressed and neglected farming communities and the hopeless common man of turn-of-the-century America. It is suggested that Dorothy, who bravely and strongly lead her traveling companions through their trials to the Emerald City and ultimately to the discovery that they already possessed the things they sought, represents Mary Lease, Kansas firebrand quoted as suggesting that farmers raise less corn and more hell. It has been s aid as well that Dorothy’s little black dog, Toto, represents the prohibitionist teetotalers, who were a part of the populist silverite movement. The two heroes are suddenly wrenched from their dry but familiar surroundings by a tor... Free Essays on Socio-Political Symbolism In â€Å"The Wonderful Wizard Of Oz† Free Essays on Socio-Political Symbolism In â€Å"The Wonderful Wizard Of Oz† Socio-Political Symbolism in â€Å"The Wonderful Wizard of Oz† By Heather R. Posey The Wizard of Oz has long been considered an imaginative children’s tale of fantasy, but many have read into it a symbolism which goes beyond a simple fun and exciting story filled with witches, wizards, and other fairy tale creatures. The possibility of a greater depth to the work was opened to the public eye in 1964 when Henry M. Littlefield’s â€Å"The Wonderful Wizard of Oz: A Parable on Populism† was published in the American Quarterly. Wrought by Lyman Frank Baum, The Wonderful Wizard of Oz was first published in 1900. The work is an adept reflection of the political and socio-economic setting in turn-of-the-century America. Written at a time when things such as droughts, a harsh winter, grasshoppers and economical factors were devastating Western farmers, industrial workers were oppressed, a time of debating over monetary security in either silver of gold, a time of disillusionment for the common man of America, when Romantic idealism was in a hopeless decline, The Wizard of Oz begins set on a monochromatic and desolate farmhouse of the great prairies of Kansas. Dorothy dwells in a hopeless environment surrounded by hopeless people. Kansas and its’ people represent the distressed and neglected farming communities and the hopeless common man of turn-of-the-century America. It is suggested that Dorothy, who bravely and strongly lead her traveling companions through their trials to the Emerald City and ultimately to the discovery that they already possessed the things they sought, represents Mary Lease, Kansas firebrand quoted as suggesting that farmers raise less corn and more hell. It has been s aid as well that Dorothy’s little black dog, Toto, represents the prohibitionist teetotalers, who were a part of the populist silverite movement. The two heroes are suddenly wrenched from their dry but familiar surroundings by a tor...

Interviews and Standards Investigation Essay Example | Topics and Well Written Essays - 1000 words

Interviews and Standards Investigation - Essay Example However, I don’t use them to directly dictate notes for students. Is social studies applicable to the learning and development of first graders? Why? Response: Yes, it is extremely applicable to learning and development of first graders. This is because it gives children gain lots of knowledge concerning their nation as well as their general social life. What methods of teaching do you use? Response: In my teaching, I incorporate a variety of learning methods to ensure that my learners understand the content they are being taught. These methods include; use of questions and answers, lecturing, demonstration, discussion and field trips. How many hours should social be studies taught on a weekly basis? Response: According to the social studies standards, the time allocation for 1st grade is 120 minutes per week. Therefore, I follow the standards to the latter, and my weekly lessons are 120 minutes. What teaching aids do you use? Response: I normally use teaching aids such as cha rts and models. For example, models of the globe and dioramas showing some features on the earth. After how long do you assess the pupils? Response: My students are assessed after every topic. However, at the closing stages of every lesson we normally conduct a question-and-answer session to ensure that all students have understood the concept taught. How do you help weak students in the subject? Response: With the help of bright and exceptionally gifted students, I have developed a program set outside the normal class routine. In this program, they are given learning aids to help them understand the subject better. Furthermore, while teaching them, I usually start with simpler concepts before proceeding to complex ones. In this case, they will understand and appreciate the subject. Standards Essay Social Studies denote an integrated study of humanities and social sciences with the aim of promoting civic competence. The major topics of study that have been paid attention to in the 1 st grade Social Studies program are; The Family, Clothing, Shelter, Food as a Basic Need and Proud to Be American. There is thoroughness in the setting of the curriculum. These standards have gone thorough details to ensure that the children in the first grade learn a lot at the end of each topic (Adler, Dougan & Garcia, 2006). Every standard has the objective of making sure that all concepts are understood to depth, and the difficulty level of the concept matches the grade level. The social studies curriculum standards have provided a structure in planning what should be taught in the social studies program not only for the 1st grade but also starting from kindergarten to the 12th grade. This structure provides themes in which students learn about the general human experience in the world. Students are educated to and prepared for the challenges that citizens face in a democratic nation (Adler et al 2006). The standard is organized in a manner that it has time allotments for differ ent grade levels. For the 1st grade social studies, 120 minutes per week have been set for teaching the subject. This helps the teachers to plan and program themselves so as to achieve their goals in time. It ensures that enough time is spent on all tasks to avoid time wasting and over indulgence in one specific area. There is clarity on what a teacher should teach about social studies in first grade the appropriate teaching aids used in the respective subjects. For

Legal Provision in Mental Health Services Essay

Legal Provision in Mental Health Services - Essay Example While dealing with the patients with mental health problems, the care-providers are often faced with situations of dilemma that require proper decision-making. The traditional approaches to decision-making that concern a patient with a mental disability involved the professionals at the central position and the families of the patient. Little or no attention was given to the feelings of the patient. The patients were required to follow the directions of the professionals and the available members of the families. However, significant changes have been recorded with the increasing needs to protect the rights of these patients with mental health problems. To make the appropriate decisions, the care providers should integrate both the professional ethics and the regulatory provisions that guide the provision of care to these individuals with mental health problems. The individuals should be included in making all the decisions that are likely to affect their health. The patients have to be guided to make a decision. The professionals need to explain to the patients all the possible courses of action to be taken and their respective consequences. This will enable a patient to make an informed consent on the kind of intervention that is appropriate. The practitioners and carers have to understand that even though this patient has mental problems, he/she still has the rights to make decisions on his or her life. The legal provisions require that they are consulted.

Fs3010c Essay Example | Topics and Well Written Essays - 2000 words

Fs3010c - Essay Example Financial institutions with significantly larger subprime mortgage portfolios therefore faced difficult situations in managing the losses and consequently went out of business owing to large losses sustained as a result of mass scale defaults by subprime borrowers. There are various reasons as to why financial institutions failed and consensus have now emerged that it was the failure of financial regulatory system of developed countries that resulted into the excessive risk taking by financial institutions. This excess risk taking therefore resulted into the failure of some financial institutions. What is also critical is the fact that systematic failure of financial institutions created negative impact on the economy and system as a whole experienced bank runs also. Northern Rock was one of the glaring examples of the failure of financial institution resulted due to imprudent risk management policies and practices. This paper will therefore provide an in-depth overview of the failure of Northern Rock and whether it was due to failure of regulatory agencies? It is generally believed that the financial crisis started as a result of subprime borrowers who failed to pay on their obligations when they became due. Subprime borrowers are those borrowers who normally do not fall into the acceptable category of borrowers due to their poor credit history. However, subprime borrowers also offer an opportunity to financial institutions to earn higher returns because of their high risk and most of the financial institutions jumped on this opportunity and started to lend in subprime market extensively. Most financial institutions however, also securitized their mortgage portfolios including subprime portfolios in order to recoup their liquidity drained as a result of lending to subprime borrowers. Most of financial institutions however, found themselves in trapped in this complex web as their repayment capacity against mortgage baked securities was

Transportation of Hazardous Material Strategies

Transportation of Hazardous Material Strategies When it comes to the transportation of hazardous material by plane normal procedures of safety do not apply. There are very specific sets of rules and regulations that must be adhered to in order to be licensed to transport by an airliner any material that is classified as hazardous. Why do we need regulations? After all, arent regulations always a source of headache for most ethically ran properly maintained businesses? One would like to believe this, however, as planes come crashing down investigations can often times reveal negligence in the handling and transport of materials that cause cataclysmic devastation. In this paper we will explore what is classified as a hazardous material and then we will slide right into who regulates transportation and how transportation of these materials is regulated. What is classified as a hazardous material? Any material that can be labeled radioactive, allergenic, poisonous, a biohazard, corrosive, toxic, asphyxiating (lack of oxygen to the brain), explosive, oxidizing, flammable, pathogenic (dangerous living organism usually a virus), or magnetic can be classified as a hazardous material and requires a highly trained professional to handle and transport for the safety of all those in close proximity to the material. Wait? Did I say magnetic? Yes. Magnetism inside an aircraft other than normal currents can adversely influence an aircrafts sensitive computer systems, gauges, and mechanical systems. This could cause the plane to fly in circles or, worst case scenario, cause a serious malfunction that would ultimately conclude with a fiery ball of flames and the demise of the flight crew and, quite possibly, other fatalities and casualties. Many materials fall into more than one of these categories. Poisonous and asphyxiation for example could be listed on a material that poisons the body and as a result asphyxiates the poor soul. But who has the authority to classify materials as such listed here? The Department of Transportation was established by an act of Congress on October 15, 1966. It began operations on April 1, 1967. It is the purpose of the DOT to guarantee a fast, safe, efficient, accessible and convenient transportation system that meets our vital interests and enhances the quality of life of the American people, today and into the future (DOT 1966).   Inside the borders of the USA it is the DOT who regulate and enforce all laws that govern transportation in even its simplest form, walking. In respect to air transport of hazardous material they have a strict set of guidelines that must be adhered to that ensures they meet their motto. In later paragraphs in this essay we will examine a few of those guidelines. The Department of Transportation mandates that all employees who handle hazardous material will be required to participate in a training class that will entitle them at the end to receive a license to handle hazardous material. Outside the borders of th e USA each country has its own department that regulates transport but each country has to adhere to the guidelines of both International Civil Aviation Organization (ICAO) and International Air Transport Association (IATA). If a country utilizes air transportation to deliver any hazardous chemical or material to another country then it has to abide by a strict set of guidelines set forth by ICAO and IATA. However, if an American business wants to move materials considered hazardous as described above then it will adhere to the guidelines of the DOT. As stated by DOT 49 Sec. 175.79 Orientation of cargo. (a) A package containing hazardous materials marked â€Å"THIS SIDE UP† or â€Å"THIS END UP†, or with arrows to indicate the proper orientation of the package, must be stored and loaded aboard an aircraft in accordance with such markings. (b) A package containing liquid hazardous materials not marked as indicated in paragraph (a) of this section, must be stored and loaded with closures up (other than side closures in addition to top closures). This means that if a box or container arrow pointing in any direction – up, down left or right the container must be stood up or laid down according to the arrows. This is called material orientation. If the box says this end up then that end must be at the top. If a box is laid on its side when it should be standing up as indicated by the arrows and a hazardous material is contained inside the consequences of this error could be devastating. An example of a devastatin g consequence can be identified by the wreck of cargo jet shortly after taking off, killing three crew members and disintegrating the aircraft. The accident was due in part by a leaking container in the aft cargo hold. Zimbabwe is not governed by the Dept of Transportation so their rules and regulations for cargo transportation are slightly different from the United States. Apparently, a chemical leaked onto some of the important electrical wiring and sent the plane hurtling into the ground due to electrical failure. The rules and regulations set forth by the Dept of Transportation are designed to keep pilots, co-pilots, all personnel, whether they are on land or in the air, and innocent civilians safe from tragedies such as this. In the United States it is estimated that one cargo plane carrying a hazardous material will either be forced to land or will crash due to deviation from the rules and regulations set forth by the Dept of Transportation. Material orientation is easy compar ed to securing hazardous material. Looking at a container and identifying its orientation is the easy part. When securing hazardous material it must be secured properly as to make no forward, backward, or sideways movements. If the hazardous material moves even in an inch it is no longer in compliance with is Title 49 Section 175.81 which states, packages containing hazardous material must be secured in an aircraft in a manner that will prevent any movement in flight which would result in damage two or change in the orientation of the packages. If a transportation agency is found to be in noncompliance the Dept of Transportation can fine the agency or can temporarily suspend or permanently revoke the agencys license to haul hazardous material. If the noncompliance resulted in damage to hazardous material containers the hazardous material will be thoroughly inspected for damage and or leaks after being unloaded from the aircraft. According to Title 49 Section 175.90 part B in the case of a package which is leaking the employee must ensure that the remaining packages in the delivery do not have leaks or contamination. According to part C of the same title the package identified as being damaged or contaminated will not be placed aboard an aircraft for further transport. Hypothetically, you are carrying a material that has a label saying, dangerous when wet, and the plane is also carrying barrels of water to the same destination you do not want the material marked dangerous when wet to come into contact with the barrels of water. Most likely, they plane will not be carrying both materials as a precaution however not all countries abide by American regulations and common sense. When the pilot performs an inspection of his cargo and finds a damaged container he will immediately remove the container according to regulations for the removal of hazardous material and he will ensure the rest of the shipment is unharm ed. He will not risk the safety of his passengers and personnel by placing the damaged container back on board the aircraft. If the Dept of Transportation receives evidence that he has done so the pilot will have his license revoked and his wings stripped. He may even be slapped with a fine as determined by the offense. The rules and regulations set forth by the Dept of Transportation for the transportation of hazardous material are designed with safety in mind. Many organizations believe that these rules and regulations are way too restrictive. Even so, many companies may actually lose money while trying to adhere to these rules and regulations. The necessity of rules and regulations such as these were designed to protect society from plane wrecks, explosions, system disorientation, birth defects caused by radiation, fatalities and casualties, chemical spills, radiation poisoning, poisonous gas plants causing asphyxiation, etc. The Dept of Transportation is not sympathetic to a company losing money trying to adhere to these regulations. The Dept of Transportation is a committee designed to protect society from the mission Giddings of bad business in transportation. It is their sole duty to uphold safety, efficiency, speed, reliability, convenience, and accessibility of all transportation. Any organization found to be in noncompliance with the rules and regulations of the Dept of Transportation can be fined or terminated by the department fo r noncompliance. There are many rules and regulations set forth by the Dept of Transportation for the transportation of hazardous materials that I have not covered but these are the basics. It is, in the United States, the Dept of Transportation and regulates all transportation. Internationally, it is ICAO and IATA.

Metaphysics Essay -- Philosophy Reality Empiricism Essays

Metaphysics Metaphysics can be defined as an attempt to comprehend the basic characteristics of reality. It is in fact so basic that it is all inclusive, whether something is observable or not. It answers questions of what things must be like in order to exist and how to differentiate from things that seem real but are not. A common thought is that reality is defined as what we can detect from our five senses. This type of philosophy is called empiricism, which is the idea that all knowledge comes from our senses. An empiricist must therefore believe that what we can see, touch, taste, smell, and hear must be real and that if we can not in fact see, touch, taste, smell, or hear something, it is definitely not real. However, this is a problem because there are things that are real that cannot be detected by our senses. Feelings and thoughts can not be detected, so according to a true empiricist, they must not be real. Another example that is listed in the textbook is the laws of gravity (Stewart 84). This is something that is in fact proven and we can see the effects of it, but we can not see gravity itself. Once again, this would not be considered to be â€Å"real.† However, there are certain things that some people consider to be real, and others consider them not to be. This typically comes into play when discussing religion. Some people consider God to be real although they can not â€Å"sense† Him and others say that He is not real, possibly because of the fact that they can no...